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The country’s quickest growing wholesale lender.turn times

The country’s quickest growing wholesale lender.turn times

why PennyMac?

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Let PennyMac’s exclusive programs power your success

Perfect Price

Dont have stuck rates that are selling the eighths. Perfect Rate lets you fine tune rates right down to the .001% for the clients on fixed-rate loans.

  • Tailor rates right down to the thousandth
  • 3.092%, 2.346%, 2.899%you name it!
  • Available on Mainstream and Govt. fixed-rate loans
  • Perfect Term

    Having the ability to modify down seriously to the precise month, you may be confident your borrowers will get an ideal Term because of their situation as you get yourself a competitive benefit.

  • More freedom equals more solutions that are successful
  • 146 months? 293 months?Р’ 312 months? Yes, yes and yes.
  • Available on fixed-rate loans nationwide
  • Unmatched Service

    You need to get borrowers into the closing online payday MA dining dining table quickly and then we be sure you do. You wont look for a loan provider as committed, as constant so when efficient once we are. Or person who supports you with top quality broker service than PennyMac. We call it service that is unmatched we believe its the greatest on the market.

  • Condition precision, clean approvals
  • Individual solution means immediate access to our closing team along with your Broker Operations Manager (BOM)
  • Get to closing sooner with this consistent and effortless distribution process. Dont need to send extraneous documents for conditions.
  • No looking forward to cables at name: dont have actually to send documents right back to us and watch for us to examine
  • Net Escrows

    With almost 2 million customers inside our servicing profile, you come across many loans we solution. Together we are able to assist refi customers by deducting the funds through the payoff associated with the mortgage that is current.

  • Less money to close!
  • Available on refinances of PennyMac loans
  • Escrow accounts are netted through the pay-off
  • Amazing advantageous asset of dealing with one of several biggest servicers in the market
  • Optimize

    You ought to get borrowers towards the closing table quickly and then we ensure you do. You wont look for a loan provider as committed, as constant so that as efficient as we are. Or one that supports you with high quality broker solution than PennyMac. We call it service that is unmatched we believe its the most effective in the market.

  • Condition accuracy, clean approvals
  • Individual solution means access that is direct our closing group along with your Broker Operations Manager (BOM)
  • Get to shutting sooner with your constant and simple distribution procedure. Dont need certainly to send documentation that is extraneous conditions.
  • No awaiting cables at name: dont have actually to deliver documents right back to us and watch for us to examine
  • PennyMac Broker Direct suite of services and products

  • DU and LPA allowed
  • Fixed price (standard & high stability)
  • Versatile terms from 85 to 360 months
  • FICO right down to 620 with AUS approval
  • Appraisal waivers accepted
  • As much as 97% LTV for first-time house purchasers (DU Only)
  • HomeReady program available
  • Home Potential system available
  • Home One system available
  • Advance payment help permitted from federal federal government agencies
  • Fixed price (standard & high stability)
  • Versatile terms from 120 to 360 months
  • No assessment required for FHA Streamline refinances
  • FICO right down to 620 with AUS approval
  • Loan balances as much as $1.5M with qualifying VA Guarantee
  • Versatile terms from 120 to 360 months
  • No maximum LTV and CLTV on VA IRRRLs
  • VA IRRRL and cash-out refinances
  • Buy deals
  • The ability to develop your organization.

    Supported by among the top lenders in the united kingdom, PennyMac works for you to help you grow your business with you and puts our POWER technology to work. The most revolutionary broker portals around, ENERGY, having its easy-to-use pricing scenario and intuitive pipeline, extended lock hours and real-time indexing, is the one more means we offer you a much-needed edge that is competitive.

    Terms are effective: Hear from real Broker Partners.

    «we simply wished to touch base an inform you how pleased we have been using the services of Pennymac and Team. That which we have actually with Pennymac is really what other people do not. FANTASTIC communication»

    AJ C. July 17, 2020

    «Thank one to both you and your group for all your time and effort and great solution. You’re making us look too good right in front of y our clients. Its much appreciated.»

    John M. 11, 2020 april

    » Many Many Thanks a great deal! You all have been so great to utilize. Exceptional solution! Your procedure appears to be the greatest we have present in quite a while!»

    Michael M. June 27, 2020

    Why PennyMac?

    Throughout the last 12 years, if weve learned a very important factor, its that working smarter, perhaps not harder, is key to growing our company and our servicing profile of almost 2 million loans. Because of this, we now have get to be the countries fastest-growing lender that is wholesale a dedication towards the broker channel that is unmatched. Prepared to experience that commitment? Turn into a PennyMac broker partner.

    Being a PennyMac broker partner you will get something you wont get from just about any loan provider: a extremely specific broker operations manager (BOM). An ally and technical mortgage specialist, your devoted BOM is the solitary point of contact from beginning to end. Theyre here for your needs and consistency, accuracy to your borrower, advocacy and effectiveness. Work theyre called the BOM with them once and youll see why.

    Working out for you thrive is really what we do well by:

    Being 100% consistent, a business that is genuine, being clear, and also by being focused on the marketplace and also to the broker community.

    Proclaiming to offer you our POWER that is monthly Your Webinar Series to coach you in the marketplace landscape and help you remain on top of industry styles.

    Supporting you using the most useful tools and technology, business plans, most useful training sharing, therefore the many specialized customer solution group in the market.

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